Supplemental Health Insurance & Major Medical Plans | How They Work Together

Video Transcript

Health care costs can add up quickly, even with a major medical plan. That’s why Arch [Insurance] offers supplemental health insurance to work alongside major medical coverage that is compliant with the Affordable Care act or ACA, including PPOs, HMOs, HDHPs, and more.

Our plans allow you to combine options like accident medical expense reimbursement, critical illness benefits, and hospital cash indemnity.

Pairing a high deductible plan with an Arch [Insurance] supplemental coverage may help reduce monthly costs, whether you are a single individual, part of a couple, or a family.

Here’s just one example of how it may help save money.

Let’s say someone has an accident that results in $3,000 of medical cost, of which the individual needs to pay $1,200 in out of pocket costs to cover the deductible copay and coinsurance.

With a supplemental health plan from Arch [Insurance], the policyholder can submit a claim for those out of pocket costs.

The product was designed to reimburse those expenses that the major medical plan does not cover.

The pairing of a supplemental health insurance plan with a major medical plan may help limit out of pocket medical expenses if an accident occurs.

For more information or to contact us, please visit archaccidenthealth.com.