Employee Accident Insurance
Arch Insurance offers accident solutions for employers of all sizes. Solutions include accident medical, business travel accident, occupational accident and more.
Why Should You Consider Employee Accident Coverage?
Employers have a responsibility to help protect their employees, especially when the employee is performing a job function for the company. Accidents can happen at any time, and it is crucial for a company to make sure they have the right coverage before an accident occurs.
There are several types of coverage that fall into the employee accident category. Arch Insurance can work with you to develop a plan that fits the needs of your business and your employees.
Off Premises Employee Accident
While this coverage is typically associated with business travel accident, domestic and international travel, an off premises employee accident plan can also include traveling locally for business meetings and errands, whether in their own passenger vehicle, a company car, or public transportation.
Offerings Include:
- Local Travel, such as local sales calls, business lunches, court visits, and errands.
- Out-of-town Domestic provides 24/7 coverage while employees are traveling out of town by car or any other covered conveyance.
- Out-of-town International offers enhanced benefits for global, 24/7 coverage while employees are on international trips.
- Guest and Family Travel coverage is available for eligible people who travel with your employee.
- Leisure travel coverage is also available through our consumer brand, Arch RoamRight.
Other Offerings Available
Workplace Violence
Employees may be at risk for violence in the workplace, whether it stems from irate customers, domestic abuse situations, or random acts of aggression. This type of coverage helps protect your employees in the event of a tragedy.
Offerings Include:
- Workplace Felonious Assault helps cover workers should a violent event occur.
- Coverage is available on or off premises.
Work from Home
Employees who are working from home still require some level of accident protection. If they leave their house on behalf of your company, they may be at risk and need coverage.
Offerings Include:
- Telecommuting benefits, including accidental death at home.
- Commutation coverage to an employer’s work location.
- Travel to local client or coworker meetings.
- Out of town business trips.
Accident Protection for Traveling Employees
Get A Quote
Get a quote from Arch Insurance’s Accident and Health division for coverage relating to accident, disability and travel insurance products.