Accidental Death & Severe Injury Insurance Explained

Video Transcript

Thank you for exploring Accidental Death and Severe Injury Insurance from Arch Insurance.

This type of coverage not only helps protect your loved ones in the event of a fatal accident, it may also help you if an accident leads to a life-changing injury such as paralysis or dismemberment. It’s designed to ease the financial impact that can follow a severe accident, offering a lump sum benefit to help with medical bills, home modifications, complications, lost income, or other unexpected needs.

After a cycling accident left him permanently paralyzed, Michael turned to the severe injury benefit in his policy. The payout helped him cover the cost of in-home care and install a wheelchair ramp, allowing him to stay in the home he loved and focus on rebuilding his life.

Because it’s a stand-alone policy, your coverage stays with you even if you change jobs. And with options for individual or family protection, you can choose the coverage that fits your life.