Accident Medical Expense + Hospital Indemnity Coverage

Video Transcript

Thank you for taking a closer look at Supplemental Health Insurance.

Supplemental plans from Arch are designed to work alongside your regular health insurance, helping with out-of-pocket cost that major medical may not fully cover, like deductibles, co-insurance, or nonmedical expenses that may arise while you are recovering.

Let’s take a look at the benefits available. Accident Medical Expense Coverage helps reimburse you for actual medical cost that your health insurance may not fully cover, such as deductibles, co-insurance, or out-of-network cost up to the benefit maximum elected. It helps provide financial relief for when an accident leads to more bills than expected.

For example, the Robinsons used their accident medical expense plan after their 10-year-old daughter, Lily, fractured her wrist during gymnastics. The ER visit, X-rays, and follow-up care left them with over $1,000 in out-of-pocket cost, even with insurance. Their Arch plan helped to make them whole, allowing them to stay focused on Lily’s recovery instead of the medical bills.

Hospital indemnity coverage pays you a daily cash benefit for each day you’re admitted to the hospital, whether it’s for an accident or illness. You can use the money however you need to cover bills, childcare, travel, or just to keep life running smoothly.

One woman used the benefit after spending four days in the hospital with pneumonia. The payments helped cover rent and groceries while she recovered and gave her some peace of mind while she was off work.

Supplemental health coverage from Arch isn’t a replacement for your regular insurance. It’s added protection to help manage the potential stress that can come with unexpected medical events. Plans are more affordable than many people expect, and you can choose the coverage that fits your needs and budget.

These plans are simple to explore and easy to quote online. With our transparent pricing model, you can view a quote without entering any personal information. If you want to be better prepared for the unexpected, now is a great time to learn more and get a free no obligation quote.