Insurance for Employers
Whether you are a broker or an in-house expert, Arch Insurance offers accident and health solutions for employers of all types and sizes.
Why Should You Consider Coverage?
Your employees are the heart of your business. Make sure they’re protected when the unexpected happens. Whether it’s an accident outside of work, a medical emergency while traveling, or time away for family needs, Arch’s accident and health insurance solutions help provide the security they need to focus on what matters most.
We offer a broad portfolio of employer insurance solutions that can be tailored for all types of employees—local, regional, national, and international. Our policies can cover all employees or a specific segment based on your client’s needs. Whether your client is looking for business insurance for their traveling sales force or employee benefits insurance for in-office staff, we can help design the right protection strategy.
Business & Employee Benefits Insurance Solutions
We help brokers build custom packages for clients of all sizes. Our accident and health products are designed to work alongside major medical coverage and provide financial support during unplanned health events.
Accident Medical Expense
Supplements primary health insurance by reimbursing out-of-pocket expenses for accidental injuries, up to the maximum limit specified in the policy.May help minimize the financial impact of accidents for employees.
HOSPITAL INDEMNITY
Pays a daily cash benefit during qualified hospital stays. It may ease financial burdens by offsetting expenses like transportation and lodging. Critical Illness coverage may be added as part of a packaged plan.
Accidental Death and Severe Injury
Pays a fixed benefit for accidental death, dismemberment, or severe injury. Supports employees and their families during difficult times.
Critical Illness
May pay a lump-sum cash benefit for initial diagnosis of a covered condition such as cancer, heart attack, or stroke. may be added as part of a packaged plan.
bUSINESS TRAVEL aCCIDENT (bta)
Covers employees for accidents and injuries during work-related travel. It includes emergency medical services and helps offset related medical costs.
Corporate Global Medical
Provides medical protection for employees abroad. Reduces out-of-pocket healthcare costs and connects them to quality care.
occupational accident
Helps fill gaps not covered by workers’ compensation. It offers an additional layer of protection for job-related injuries and supports employers in high-risk industries.
PAID FAMILY AND MEDICAL LEAVE
Meets state requirements or offers non-statutory coverage for income protection during short-term disabilities or family leave.
Real-World Scenarios
Technology That Makes It Easy
Arch’s digital platform, Arch APEX, allows brokers to quote, bind, and issue employer insurance policies in minutes. The platform simplifies administration while delivering a seamless experience for you and your clients.
Additional Resources
Arch Accident & Health specializes in insurance for employers across a wide range of industries. Whether you’re in healthcare, construction, education, or finance, our tailored coverage solutions are designed to meet the unique risks and responsibilities of your workforce. We make it easy for employers to protect their teams with flexible, reliable plans that fit their business needs.
Accident and Health products for employers (PDF)
Understand the breadth of accident and health insurance products available for businesses of all sizes.
Employee Benefit Accident Products (PDF)
Discover the accident insurance plans that cna help enhance employee benefit plans.
Work from Home Insurance Coverage (PDF)
Home-based workers also may need accident insurance. Find out the coverage options available for them.
Types of Industries
Arch Accident & Health specializes in insurance for employers across a wide range of industries. Whether you’re in healthcare, construction, education, or finance, our tailored coverage solutions are designed to meet the unique risks and responsibilities of your workforce. We make it easy for employers to protect their teams with flexible, reliable plans that fit their business needs.

Hospitals and Healthcare Systems

Colleges and Universities

Law Firms

Emergency Personnel

Financial Institutions

Self-Employed, Gig Workers

Public Entities

Manufacturing
Resources for Producers
Arch producers, including brokers and agents, will have access to an array of products, tools and resources to help you with your business.
Contact Us
For more information, contact one of our team members.