Insurance for Amateur Sports

Amateur and Youth Sports teams have unique insurance needs due to the nature of their competitive events. Arch Insurance has several accident and health products that may help.

Amateur sports programs – from little league and pee wee football to adult social leagues – should consider the inherit risks their participants face when playing. Administrators, coaches and officials may be liable for events that occur on and off the field.

Why Should You Consider Coverage?

Accidents can happen at any time, on or off the field. On the playing field, players may possibly experience sprained ankles, broken bones, or other sports-related injuries. Off the field, players may be subjected to injuries as a result of an accident en route to or on their way home from the game.

As a sponsoring organization, you could be liable for expenses that are the result of these and other scenarios. With the proper insurance coverage, your organization may have protection.

What Types of Sports Programs are Eligible?

Any non-professional sports program may be eligible for coverage. This may include, but is not limited to the following:

Team sports such as soccer, baseball, softball, hockey
Contact sports such as wrestling, karate, football, rugby
Individual sports such as tennis, golf, figure skating, swimming
Youth sports, including little leagues, pee wee leagues, rec leagues
Adult amateur sports, including social leagues and rec leagues
Intercollegiate sports, School sports leagues
Travel teams

Coverage Options for Sports Programs

Arch Insurance works with sporting organizations to provide coverage options that are designed to help protect both the organization and its participants. We offer a variety of insurance options, including:

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Participant Accident

Participant accident insurance helps cover medical costs associated with injuries that could result from one of your members participating in a youth group activity. Coverage can also be offered to an entire organization or on an individual participant basis.

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Activity Cancellation or Interruption

Tournaments and competitions can cost money and be expensive. If such an activity is canceled or cut short, you may lose out on the costs you paid to attend. With activity cancellation and interruption coverage, you may be able to recoup those funds if it is canceled for a covered reason.

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